Our Process

Financial Planning You Can Trust

What is Wealth Management?

Wealth Management is an approach that proactively seeks to understand our client’s wider circumstances in order to offer what we believe to be a superior level of advice. By taking note of your entire financial picture, as well as your individual objectives, we work to ensure that the counsel we provide is both appropriate and of value. Obviously, there are no guarantees, however our strategies focus on growing and preserving your wealth while rigorously quantifying and monitoring risk. We don’t chase yesterday’s returns or try to “beat the market”. Your wealth has a defined purpose and our goal is to ensure that purpose is fulfilled. As our client, we would focus on the future, always considering the bigger picture when making financial decisions. Our approach results in customized solutions designed to help you achieve your unique goals.

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It’s all about you

Let us help you create a plan that works for your lifestyle, your family and your future. At PWMS we use an all-inclusive approach to examine your complete financial picture and design a comprehensive plan we believe can help to achieve your financial goals.

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Value – We provide independent advisory services – fee only, no commissions

We don’t sell any investments that charge a commission. As a fiduciary, we are completely focused on what is best for you and your family. We want you to be educated about your investment choices, not “sell” you products.

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Strategy ‐ Disciplined Approach to Planning Process

We use a disciplined, proactive approach. We listen carefully to understand your needs, work closely with you to build & keep your trust, monitor your progress and maintain an open conversation regarding your investments.

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Trust ‐ This is the foundation of our practice

As a Registered Investment Advisor, Federal and State law requires PWMS to be held to a Fiduciary Standard. Every RIA must adopt and follow a Code of Ethics and fully disclose to clients how they are compensated. We adhere strictly to the notion of recommending what’s best for you, not just what is suitable. (Code of Ethics)

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Our Process

We provide individualized financial planning for our clients and recommend how best to minimize risk and maximize financial return based on your goals. We believe our years of analysis, our experience with portfolio management and the knowledge of how markets work historically is what sets us apart.

We initiate a “best of the best” approach by identifying the world’s leading asset managers.  We leverage their expertise in a specific asset class, and then build multi-manager investment portfolios, comprised of both traditional and non-traditional strategies. Our firm assesses manager quality on an on-going basis for their performance and makes changes as appropriate based on results as compared to their competition and the markets.